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Does my spouse have to file bankruptcy with me?

Our Professional Answer:

Sometimes, when you file bankruptcy, your spouse is going to ask you if they have to file as well or they’re going to be affected by your filing. The answer is no. Your spouse doesn’t have to file with you and they’re not going to be affected, their credit is not going to be affected because you file for bankruptcy. Let me just add one caveat, when you file for bankruptcy, everyone in the home is going to need to present their income information, but that’s the total limit of their involvement in your bankruptcy.