How will a bankruptcy filing affect my future finances?
June 22, 2017
How do I qualify for bankruptcy?
June 22, 2017
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How long will a bankruptcy filing remain on my credit record?

Our Professional Answer:

A lot of people ask, “How long does a bankruptcy filing stay on their credit record?” The technical answer is 10 years. But the real effect is about two years after you receive your discharge, you can get a mortgage. Within a couple of months of receiving your discharge, you will be offered more credit. In many cases, we have delivered a copy of a discharge letter to a car lender, so that a borrower can get a new car. The real impact is very little impact on your credit and for houses about two years.