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Does a previous bankruptcy prevent me from filing bankruptcy again?

Our Professional Answer:

If you’ve previously filed bankruptcy, you will not be prevented from filing bankruptcy again. However, there are statutory guidelines about how and when you can file bankruptcy. For instance, in a Chapter 7, you can file once every eight years and you can’t file in between for Chapter 7. However, if you’ve filed a Chapter 7, and say four years later, you need to file bankruptcy again, four years after you receive your discharge in Chapter 7, you can file a Chapter 13 bankruptcy.